Urban VS. Rural Title Research – Is There a Difference?

Urban vs. rural title research, is there any difference between the two or is it only that it is in a different location? What about the two makes them different? This was a question posed recently that made me dig a little bit deeper into the background of the two. In my experience when conducting … Continue reading Urban VS. Rural Title Research – Is There a Difference?

Pass The State Exam With VLTA’S Pre-Licensing Course

Virginia Code § 38.2-1800 defines “title insurance agent” as “an agent licensed in the Commonwealth to sell, solicit, or negotiate title insurance, and performing all of the services set forth in § 38.2-4601.1.” Those services include: “(i) the evaluation of the title search to determine the insurability of the title; (ii) a determination of whether or … Continue reading Pass The State Exam With VLTA’S Pre-Licensing Course

What About Those 2021 ALTA Policy Forms? Part II

(Part Two) In Part II of this article, 2021 changes to the title commitment, closing protection letters, Homeowner’s policy, extended coverage residential loan policies, short form loan policies, and endorsements will be discussed. Read Part I here. Specialty Loan Policies This group of policies had few substantive changes.  Primarily, these policies were made consistent in … Continue reading What About Those 2021 ALTA Policy Forms? Part II

VLTA Incoming President’s Message From Stephanie Campbell

Hello VLTA Members! I am Stephanie Campbell, Your VLTA President for the 2021/2022 Term.We have faced a great many challenges over the last year and are finally seeing a sense of normalcy return to life and business. Deemed essential by the Department of Treasury, our workloads doubled if not tripled. We were forced to find … Continue reading VLTA Incoming President’s Message From Stephanie Campbell

Message from VLTA President 2020-2021 Julie Ann Rutledge

Hello, I am Julie Ann Rutledge, and it has been my pleasure to serve as your VLTA President for the 2020-2021 term. Founded in 1974 with the mission of the Association to advance the efficient and secure transfer of ownership of real property, the VLTA of today is a testimony of the passion and tenacity … Continue reading Message from VLTA President 2020-2021 Julie Ann Rutledge

The Title Agent’s Role in Elder Financial Fraud Prevention – Know the Red Flags and How to Respond

According to the U.S. Census Bureau, there were 40.3 million Americans age 65 and older in the 2010 Census. In 2018, that number was estimated at 52 million, representing 16 percent of the U.S. population. Today’s estimate is 73 million, a number driven by the aging of the Baby Boomers born between 1946 and 1964. … Continue reading The Title Agent’s Role in Elder Financial Fraud Prevention – Know the Red Flags and How to Respond

VLTA’s Virginia Certified Title Settlement Agent Course

To become licensed as a barber in Virginia, you must complete a 1,500-hour training program and pass an exam. Remarkably, there is no training or exam required to conduct a closing, send documents to record, or manage millions of dollars of other people’s money. A bad haircut will eventually grow out. But no one forgets … Continue reading VLTA’s Virginia Certified Title Settlement Agent Course