Top 10 Scary Things to Encounter During a Title Examination

By  Douglass W. Dewing Title insurance, and the title examination upon which the policy is based, rely on consistent applications of general principles of law.  A title examiner’s report walks a thin line between a mere listing of documents found during the period of examination and an opinion of a knowledgeable lay person applying those … Continue reading Top 10 Scary Things to Encounter During a Title Examination

Know Before You Owe Final Disclosure Rule 2017

(a/k/a TILA/RESPA Integrated Disclosure Rule, a/k/a TRID) Those of us that have been involved with residential real estate settlements for a while, remember RESPA reform of 2010 and the Consumer Financial Protection Bureau’s (CFPB) “Know Before You Owe” rules that became effective October 3, 2015.  July 7, 2017 CFPB issued the Final Rule dealing with … Continue reading Know Before You Owe Final Disclosure Rule 2017

VCTSA is a breakaway smash

The Virginia Certified Title Settlement Agent™ course is the only formal instructional program available for title settlement agents in Virginia. VLTA developed the VCTSA course to promote higher standards and skills for title settlement agents to benefit the land title industry and real property consumers. Those who complete this course are awarded the VCTSA designation, … Continue reading VCTSA is a breakaway smash