Urban vs. rural title research, is there any difference between the two or is it only that it is in a different location? What about the two makes them different? This was a question posed recently that made me dig a little bit deeper into the background of the two. In my experience when conducting … Continue reading Urban VS. Rural Title Research – Is There a Difference?
Virginia Code § 38.2-1800 defines “title insurance agent” as “an agent licensed in the Commonwealth to sell, solicit, or negotiate title insurance, and performing all of the services set forth in § 38.2-4601.1.” Those services include: “(i) the evaluation of the title search to determine the insurability of the title; (ii) a determination of whether or … Continue reading Pass The State Exam With VLTA’S Pre-Licensing Course
As the 2022 General Assembly Session comes to an end, we are happy to announce that the Legislative Affairs and Advocacy Committee of VLTA has played a vital role in our voices as a title industry being heard this session on a number of issues. In Senate Bill 311 (and House Bill 281), the initial … Continue reading General Assembly Wrap-Up
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Lately, we have been hearing from title agents that consumers are deciding not to purchase an owner’s policy because they have some sort of title monitoring service. And some real estate agents are similarly advising their clients to forego title insurance in view of this alternative product. I’ve even had a representative from one of the … Continue reading Title Monitoring
The day starts off bad . . . the alarm was too soft, the coffee maker didn’t work, you got cut off on the freeway by a muscle car with an “As a Matter of Fact, I Do Own the Road” bumper sticker, and your parking space was occupied when you did get to the … Continue reading Examining Title to Streets – Part I
Do you own your title agency and are now in the early stages of exploring or thinking seriously about your exit strategy? As you can imagine, making the decision of when and how to exit your business can be one of the hardest and most emotional decisions you will have to make as a business … Continue reading Considerations in Selling Your Title Agency
Church-owned real estate raises several issues which all real estate professionals in Virginia should be aware. Generally speaking, there are two different types of church governance that we see most often in Virginia affecting title to real estate, namely Congregational churches and Ecclesiastical churches. In a Congregational church, each local church congregation is independent and … Continue reading Churches and Title to Real Estate Virginia