As a VLTA Member, we invite you to share what you are doing in your community, new jobs, promotions, retirements, milestones, professional accomplishments, good deeds, events, awards, or even a member advocacy story, or while you’re at it! News can include a relevant link to an article, blog post, press release, video, landing page, or … Continue reading VLTA Members in Motion – March 2026
May 5, 2026 Regional Event - Virginia Beach Access Matters: Using Surveys to Identify and Resolve Access Issues in Real Property REIN - Virginia Beach, VA | May 5, 2026 | 8:30 - 12:30 PM Instructors: Kay Creasman, Esq., VCTE, VCTSA, Toula Dreifuss, Esq., Julie Ann Rutledge, VCTE This class will address access issues affecting … Continue reading VLTA 2026 Education & Networking Events
Article by Stephen C. Gregory We hope this column will become a regular feature of this magazine (regular being somewhat undefined at this writing). Because this is the first foray into the wonderful world of title claims, let’s go over a few basics. (Those of you who feel you have a pretty good understanding of the … Continue reading The Claims Corner: Spring 2026
By Hayden-Anne Breedlove, CounselOld Republic National Title Insurance Company Fraud has rapidly evolved into one of the most significant sources of title insurance claims, particularly as real estate transactions increasingly rely on electronic communication, remote closings, and digital documentation. Schemes that once occurred sporadically are now routine, sophisticated, and alarmingly effective. I. False Owners and … Continue reading The Claims Corner: Fraud in the Modern Real Estate Transaction and Lessons From Recent Claims
The Anal Retentive Title Underwriter (ARTU) was the brainchild of Claire Kennett, the first Editor-in-Chief to succeed Bill Johnston, and the idea was born during the GALA Celebration at the 2011 VLTA Convention at the Jefferson Hotel in Richmond when Tim Akers became President. Historically, ARTU was presented from the perspective of an Underwriter, and the format … Continue reading A History of the Anal Retentive Title Underwriter (ARTU)
Article by Stephanie Armstrong, Esq.Senior Underwriting Counsel, First American Title Insurance Company Introduction Trusts play a vital role in modern real estate transactions and estate planning. They offer privacy, flexibility, and significant procedural advantages—particularly in avoiding probate and managing complex ownership structures. This article examines the legal foundations of Trusts under Virginia law, their practical … Continue reading The Use of Trusts in Real Estate Transactions
Article by Jerry C. Booth, Jr. I. Introduction A judicial tax sale is a legal process used to collect delinquent real estate taxes by selling the property through a proceeding in the local circuit court. The procedure is governed by Article 4 of Chapter 39, Title 58.1, et. seq, of the Code of Virginia. The … Continue reading Guide to Judicial Tax Sales For Examiners & Underwriters in Virginia
Article by Hayden-Anne Breedlove When a buyer, lender, or settlement agent asks, “Do we really need a survey?”, they’re rarely thinking about the downstream risks. Yet for Virginia title professionals, surveys are one of the most powerful tools for uncovering problems before they turn into litigation, coverage claims, or unmarketable title.The American Land Title Association … Continue reading Why ALTA®/NSPS Surveys Matter in Virginia Residential Real Estate Transactions
Article by by Kevin T. Pogoda, Esq. The rule of idem sonans (Latin for “sounding the same”) can be traced back to the 1851 English common law case of R v. Davis,[1] which provided: If two names spelt differently necessarily sound alike, the court may, as matter of law, pronounce them to be idem sonantia; … Continue reading Idem Sonans
Article by Michael Chang The title of this article is not something any of us find ourselves saying very often. Most people do not ignore people who are trying to pay them or refuse payment when it is offered. Indeed, it is perplexing and confounding when someone who is owed money is offered full payment … Continue reading The Claims Corner: Will You Please Let Me Pay You?
Article by John Rinaldi I don’t know whether to be proud of or to be depressed by the fact that I am now at the point in my career when I can use phrases like: “When I started practicing law…” or “When I learned how to do it, we always….” Causing every younger attorney within earshot … Continue reading The Claims Corner: Back in My Day…
“Claim” is not a welcome word within the lexicon of a title office. Without claims, there would be no need for title insurance, yet a claim is something that every title office seeks to avoid, is often panicked to learn about and is loath to admit has occurred. It generally arrives at an inconvenient time … Continue reading The Claims Corner: Understanding The Claims Process
We do love our Realtors, and they are a vibrant and important part of the transfer of property from one party to another. However, a pattern arises in the outlines below, that many of these fraudulent situations are the result of the realtors being involved in the financial part of the transactions. The additional risk … Continue reading The Claims Corner: Wire Fraud and Property Theft Claims, and the Insurance Responses
I was asked to submit a story about how the Claims Corner series began. For much of my career in the title insurance industry, first employed as a title examiner trainee at my father’s law firm in Alexandria, VA in 1971, to becoming a title insurance agent in 1976, and then an underwriter and employee … Continue reading The Origin of the “Claims Corner”
Read WHEN MARRIAGE MATTERS – Part 1 here. Take the VLTA online course, “When Marriage Matters”, on-demand here: https://www.pathlms.com/vlta/courses/69081 (1-hour of CE, CLE and CCE credits). Conveyances and Creditors Moving beyond the advantages and exceptions to survivorship, all the remaining advantages to a tenancy by the entirety are rooted in the concept of one flesh. … Continue reading WHEN MARRIAGE MATTERS – Part 2: Various Ways Marital Status Can Affect Title
ALTA Develops Model Good Funds Bill Due to Increased Digital OptionsBy Jeremy Yohe Permission to reprint. Read the original article here: https://digital.titlenews.org/titlenews/march_2024/MobilePagedArticle.action?articleId=1966060#articleId1966060 THE WAY PEOPLE SEND AND RECEIVE MONEY IS CHANGING. Consumers and businesses are moving toward technologically advanced payment practices that better align with their evolving wants and needs. While the industry has been hearing … Continue reading MODERN PAYMENT RAILS and Impact on Good Funds Laws
Anal Retentive Title Underwriter Question & AnswerQ. In April of 2016, Mrs. Turner died and her will was probated without qualification by the named executor. All of her property was devised to specific individuals, with the exception of the Lake Property. The will defined Residuary Estate as “all the remainder of my property which has not … Continue reading ARTU Summer 2024 Q & A
