FinCen and the GTO Explained

For those of us handling real estate transactions in the Mid-Atlantic, our time has finally arrived. As of April 30, 2022 Virginia, Maryland and Washington D.C. joined the list of jurisdictions where title insurance companies are required to collect and report information to the U.S. Department of the Treasury Financial Crimes Enforcement Network (“FinCEN”) about persons … Continue reading FinCen and the GTO Explained

Medeiros v. Virginia Department of Wildlife Resources: A Fight for Property Rights

Jim Medeiros lives and works on his rural farm in Wilsons, Virginia, which he posted with “no trespassing” signs to keep hunters and their dogs from disturbing his cattle, chicken, and family home. But he knew something was wrong when the hunting dogs started running freely and frequently across his property and hunters were traipsing … Continue reading Medeiros v. Virginia Department of Wildlife Resources: A Fight for Property Rights

Conversation with the Court Clerks Association

On August 19th Stephanie Campbell and I had the pleasure of presenting at the Court Clerk Association convention in Williamsburg. The invitation came about through the relationship VLTA has built with the Clerks Association this year. We meet quarterly, and it has been a very open and comprehensive discussion on topics as diverse as e-recordings, choice of … Continue reading Conversation with the Court Clerks Association

Examining Title to Streets – Part II

Read part one here. In the last issue, we explored the ways and means of creating streets. These included outright purchase by the locality, dedication of easements by older subdivision plats, dedication of a fee simple by modern subdivision plats, and prescriptive easements that evolved over history. Since your customer wants to build something on the … Continue reading Examining Title to Streets – Part II

Illegal Subdivisions and Title Insurance Coverage

When first told that property is or may be the subject of an illegal subdivision, those who are unfamiliar with the concept of illegal subdivision – especially residential buyers and sellers – may become quite concerned. I have found that the best way to introduce the concept is to acknowledge the shock effect of the … Continue reading Illegal Subdivisions and Title Insurance Coverage

NEW LAWS July 1, 2022

The summaries below were drafted by the Virginia Division of Legislative Services.   From the thousands of bills which were introduced during the 2022 session, these summaries include only bills which have been signed into law by the Governor and have been found by this author to be relevant to the VLTA membership.  This selection process … Continue reading NEW LAWS July 1, 2022


The November 2, 2021, Virginia elections resulted in a sweeping upset, with Republicans capturing all three statewide offices and the House of Delegates majority, ending Democratic unified control of state government. Virginia’s “off-off year” statewide and legislative elections feature the Governor, Lieutenant Governor, Attorney General, and 100 seats in the House of Delegates on the … Continue reading 2021 VIRGINIA ELECTION RECAP


VLTA President, Julie Ann Rutledge, formed the 2021 VLTA Presidents’ Building Bridges Taskforce (BBT) to develop cooperative relations between the VLTA Association and other industry related Associations. Past VLTA President, Kevin T. Pogoda, has been appointed Chairman of this Taskforce. The immediate assignment for the taskforce is to Build Bridges with the Virginia Association of … Continue reading BUILDING BRIDGES

VLTA Lobby Day – TODAY!

On January 24, 2019 the VLTA will be holding our annual Lobby Day. VLTA Lobby Day connects the Virginia title insurance community with their Virginia legislators. Representatives enjoy speaking with their constituents on whom they can rely for information on proposed legislation. When you register with your home address, we identify participants' Senators and Delegates, … Continue reading VLTA Lobby Day – TODAY!