Virginia Budget Update (Medicaid Expansion)

The 2018 General Assembly session adjourned without completing work on a new biennial budget.  The cause for the impasse between the House of Delegates and the Senate was the question of whether Virginia should expand Medicaid. The Republican controlled House of Delegates had included expansion in its budget while the similarly Republican controlled Senate had … Continue reading Virginia Budget Update (Medicaid Expansion)

CFPB Ruled Constitutional by US Court of Appeals

The U.S. Court of Appeals for the District of Columbia Circuit on Wednesday January 31st, 2018 ruled that the structure of the Consumer Protection Bureau (CFPB) is constitutional.  The 7-3 by a full panel of judges upheld the single-director structure of the CFPB. The Court of Appeals ruled that the director of the CFPB can … Continue reading CFPB Ruled Constitutional by US Court of Appeals

BOI Admin Letter 2017-04

The Virginia Bureau of Insurance (the "BOI) recently issued Administrative Letter 2017-04 ( and the accompanying Informative Letter ( regarding Closing Protection Letters (the "CPL").  As these letters advise, the BOI has directed that charges for a CPL are premium charges rather than administrative fees and must be quoted, collected and remitted like all other … Continue reading BOI Admin Letter 2017-04