The Virginia Court Clerks’ Association (VCCA) held its annual convention in September 2024 and installed its Officers for 2024-2025. This year’s President is Kelly Flannagan from the Bristol Circuit Court. Kelly was sworn in as the Virginia Court Clerks’ Association President in September 2024 and will serve in that capacity for the next year. Kelly was appointed … Continue reading Clerk’s Association Message
From The Unknown Title Examiner If anyone has any soapboxes not in use, please forward them. TUTE is quickly wearing out his supply. Recently, a friend relayed the following situation (which occurred in another state but the situs is irrelevant to the discussion): Buyer acquired a 1.41 acre vacant lot with the intention of building a … Continue reading TUTE Spring 2025
Welcome to the first Conversation with Clerks. This conversation is with the Fairfax County Circuit Court, Christopher J. Falcon. Christopher J. Falcon took office on January 3rd, 2024 as the Clerk of the Fairfax County Circuit Court. He previously served as Legal Counsel, Deputy Clerk and Civil Division Supervisor for the Arlington Circuit Court Clerk’s office. … Continue reading Conversation With Clerks
The first day of Spring in 2025 was last Thursday, March 20th! Virginia has certainly had its share of wintry weather throughout the State this past winter, but Spring means warmer weather and longer daylight hours! This also means that the VLTA has been hard at work preparing for and providing the 2025 Regional Education Events in … Continue reading VLTA Spring 2025 President’s Message
I. Geographic scope of minerals development in Virginia It is easy to think of mineral rights issues as geographically centered in, if not limited to, southwestern Virginia. But, both historically and in the present day, minerals have been found, claimed, and produced throughout the Commonwealth. Title examiners, agents, and insurers must account not only for … Continue reading Considering Mineral Rights in Virginia
Manufactured homes in Virginia are regulated by the Virginia Department of Housing and Community Development and must meet strict building codes and safety standards to ensure they are safe and durable. Residents of manufactured homes cite affordability as a key factor in choosing manufactured housing.[1] Overall, manufactured homes offer an accessible and attractive option for those … Continue reading Manufactured Housing in Virginia
Provided by Michael Holden, Author of The Ramblings of a Title Man and Vice President of AmTrust Title Insurance Company. In early 2024, the Financial Crimes Enforcement Network (FinCEN), an agency of the Treasury Department, issued a final rule requiring professionals involved in real estate closings and settlements to submit reports and keep records on … Continue reading FinCEN Rule Highlights Intrinsic Value of the Title Insurance Industry
The 2025 session of the Virginia General Assembly is set to begin on January 8. This "short" session will last approximately 45 days. Given the abbreviated timeframe and the fact that the House of Delegates is up for election in 2025, we anticipate an intense and fast-paced legislative period. At present, there is an unusually … Continue reading Virginia General Assembly 2025 Preview
I was watching an old 1993 episode of The X-Files recently called “Ghost in the Machine.” It’s about an artificial intelligence capable of adaptive learning that starts killing the people trying to shut it down with a virus on a floppy disc. The developer has a prototype “Smart House” that he shows off to Mulder … Continue reading The Truth Is Out There
In June we celebrate National Homeownership Month. It’s a good time to reflect the milestone of homeownership, and how it continues to be a key step for building strong communities and building generational wealth. It’s a time to celebrate the wins, but it is also an important time to assess where improvements are needed, where … Continue reading Virginia’s Homeownership Rate Is on the Rise, but With Tight Inventory and Climbing Prices, Who Is Missing Out?
When I joined a major title insurance underwriter in 1989, the role of title insurance companies and their agents in Virginia was clearly defined. Our industry provided the title insurance products required by modern lending practices and real estate commerce. Attorneys settled the transactions involving the properties we insured, just as I had done for … Continue reading Celebrating 50 Years: Mark Ailsworth’s Experience as 1996-1997 Past President
Let’s face it -- it’s just not easy to determine how to vest property that has gone through an estate in Virginia. It’s a complicated task, and sparks quite a few title insurance claims. This article discusses the issue of a specific devise in a probated will that failed due to the devisee predeceasing the testator. … Continue reading The Claims Corner: A Failed Specific Devise – Intricacies of Examining and Underwriting Estates in Virginia
The weather is getting warmer, the grass is growing, and we adjusted our clocks so that means Spring is on the way! That also means that this year’s session of the General Assembly (GA) is wrapping up. If you did not participate in the VLTA’s Lobby Day in February, you missed a great opportunity to check out … Continue reading VLTA Spring 2024 President’s Message
As VLTA proudly reaches its 50th anniversary, we reflect on the remarkable journey that has shaped this distinguished association into a beacon of excellence in the industry. Over the past half-century, VLTA has played a pivotal role in fostering collaboration, innovation, and growth within the land title profession. This golden milestone is not just a … Continue reading Celebrating 50 Years: VLTA Marks a Milestone
Read Access to Deeds and Land Records in Virginia Part 1 – The Ghost of Title Search Past here. In my previous article in December 2023, I shared a glimpse from the past related to how individuals and businesses involved in the title industry conducted title searches by visiting 120 records rooms in the offices … Continue reading Access to Deeds and Land Records in Virginia: A Thirty-Year Perspective Part 2 – Digital Conversion is a Game Changer
Every day, we see mistakes in land records that can have real consequences for owners and lenders. An improperly created easement could cost a small business owner their access point. An undetected credit line deed of trust from a prior owner could cost a lender their lien position. A fraudulent deed could cost a homeowner their largest lifetime … Continue reading A Country Without Title Insurance
This article concerns a business partner’s theft of the equity in the limited liability company’s real property and business assets, following a dispute over the partners’ profit-sharing provision, by falsifying documents to represent he had authority to mortgage the LLC’s realty. While claims such as these are not uncommon and can result in expense and … Continue reading The Claims Corner: Revenge Equity Theft, Safeguards to Avoid a Potentially Costly Policy Loss
