Virginia Court Deems Home Daycares are a “Residential Use” in Neighborhood Squabble

In underwriting title, with some frequency we are asked to write over or give affirmative coverage with respect to an apparent violation of the covenants, conditions and restrictions (“CCRs”) which we are told has existed for a number of years without any action to enforce by the association or owner with standing.  Typically, in our … Continue reading Virginia Court Deems Home Daycares are a “Residential Use” in Neighborhood Squabble

From the Editor

I hope that you enjoy this Issue of the VLTA Examiner with the focus on Cyber Security in the Title Industry. The line-up of articles includes: an article by Melissa Ellis on The Importance of Cybersecurity for Small Businesses; an article by Eugene McCullough entitled Whatcha Gonna Do When A Data Breach Happens to You?; an article by Eric Nesheim as Part II: A Visit From the FBI from our Tales From The Table Column.

Title Tips by TUTE

Dear Readers: Someone, somewhere, must think I am slipping. Losing my marbles. Past my prime. Make up your own phrase. They sent me to title examination class! For day after insufferable day after excruciatingly painfully repetitious day. Not that your author, in their own humble opinion, thinks title exam training is a bad thing. It is a great thing . . . for other people. Especially new people. Especially that guy I saw in, oh, you might know him, never mind.

Tales from the Table

This is a follow-up to the piece I wrote last summer about the email scam in which the scammer tries to steal from the title company escrow account by posing as a home purchaser whose deal falls through. As a reminder, the scam works like this: The title agent receives what purports to be a sales contract and agrees to receive the earnest money deposit.