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It has been ten years since the Virginia General Assembly passed the Uniform Real Property Electronic Recording Act (URPERA). The uniform act can be found in Virginia Code Sections 55-142.10 to 55-142.15. It has also been ten years since I wrote the article “The Real Property Electronic Recording Act: Is Electronic Filing Really Here?” for The … Continue reading URPERA – Where are we now?
Having spent over half of my lifetime working to cure or resolve thousands of imperfect real estate title issues, I regularly address how allegations of adverse possession impact the title insurance underwriting process. Most title underwriters are highly unlikely to insure a title based solely on facts that might establish adverse possession, no matter how … Continue reading Adverse Possession & Its Impact on Title
What is this interest called an appurtenant easement, and why do we care? Taking the questions in reverse order, we care, first, because our title insurance customers care (20 acres of pristine wilderness in the middle of nowhere is a lot more valuable if the owner can get to the road to somewhere), and, second, … Continue reading Examining and Insuring Appurtenant Easements
The Land Survey is usually represented at the settlement table in the form of a Map or Plat. The plat is the final work product of the Land Surveyor and many do not know of the process and effort required. The purpose of the article is to provide some basic, minimum information about what we … Continue reading Steps in a Good Survey
I can pay for my cup of coffee with my watch. I did all my holiday shopping without leaving my house and got a lot of the stuff delivered in 48 hours. I deposit checks, pay my taxes and buy my dog food online. About the only thing I can’t get on the internet is … Continue reading E-mail, E-Sign, E-Notarize? Considerations surrounding electronic real estate transactions
Market forces have driven down the price of fossil fuels and minerals; nowhere is this more evident than the price at the gas pump. However, the depressed prices permeate throughout business and industry, from power plants to airplane fuels to anything that uses energy. Oil and gas companies have suffered the most because lost or … Continue reading Oil & Gas Operations & the Real Estate Title Industry
How many times have you heard someone in the real estate, mortgage or settlement industry say “Oh, just get a quitclaim deed, no problem”? The speaker, nine times out of ten, knows naught of conveyances in general let alone quitclaims, but is simply repeating what has become the universal remedy to what often is a … Continue reading The Quitclaim
This is a follow-up to the piece I wrote last summer about the email scam in which the scammer tries to steal from the title company escrow account by posing as a home purchaser whose deal falls through. As a reminder, the scam works like this: The title agent receives what purports to be a … Continue reading Tales from the Table: Part 2, Email Scams
Often, the stories we remember and share with our friends and colleagues are the funny ones, or the ones that defy belief. Those can be fun and entertaining and we can often learn from them. Usually however, they are not things that can potentially alter our businesses or your careers. I received an email the … Continue reading Tales from the Table: Email Scams